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How To Get Extra Benefits Like Dental and Vision With Medicare
If you choose a Medicare Advantage (MA) plan, you are guaranteed coverage for everything Original Medicare covers, but you also get extra coverage like dental and vision benefits. Medicare Advantage plans are offering more “extras” than ever before, adding more value to those eligible for Medicare.
What Is Medicare Advantage?
A Medicare Advantage Plan (like an HMO or PPO) is another Medicare health plan choice you may have as part of Medicare. You can think of Medicare Advantage as an alternative option sold by private insurance carriers.
If you choose Medicare Advantage instead of Original Medicare, you don’t lose any coverage. By law, MA plans must cover everything Original Medicare covers. However, most MA plans go above and beyond by offering extra benefits including free gym memberships, dental and vision benefits, and even gift card rewards for completing certain actions.
What Extra Benefits Can Come With Medicare Advantage?
Medicare Advantage plans now offer more benefits than ever before. The most common benefits include:
- Dental benefits
- Vision benefits
- Free gym memberships
- Transportation to doctor visits
- Extended telehealth benefits
- Worldwide ER coverage
- Over-the-counter drugs benefits
Dental benefits typically include free preventative services, such as exams and cleanings. Vision benefits often include free eye exams and discounts on glasses or contacts. These no-cost benefits add great value to Medicare Advantage plans, especially since Original Medicare does not cover preventive dental or vision services.
Many Medicare Advantage plans in Arkansas offer plans with these extra benefits. Some plans, particularly plans that are more regional, offer even more extras, which can include:
- 24-hour nurse hotlines
- Medical alert systems
- Healthy foods and meals
- Counseling programs
- Caregiver support services
- Gift card rewards for completing actions like getting a mammogram or having an annual exam
- Adult day-care services
- Lower copays if you have a particular condition such as diabetes or congestive heart failure
These benefits are all above and beyond what Original Medicare covers.
Which MA Plans Come With Vision and Dental Benefits?
There are over 30 Medicare Advantage plans available in our area for 2021. MediSource offers Medicare Advantage plans from a wide variety of companies, including but not limited to Humana, Cigna, and BlueCross.As an independent agency, we represent all the major carriers in the healthcare industry. This allows us to bring the best coverage and best rates available in the marketplace to our clients.
Call us at 501-916-2935 to find out which Medicare Advantage plans offer extra benefits in your county.
Calling the number above will direct you to a licensed insurance agent.
How Much Do Medicare Advantage Plans Cost?
Medicare Advantage plans are more affordable than ever before. In fact, the average 2021 MA premiums declined over 34% from 2017 while plan choice and benefits actually went up. The average 2021 MA premium will be the lowest it's been in 14 years (CMS).
Here in Arkansas, we even have a wide variety of $0 premium plans that come with extra benefits like vision, dental, hearing, transportation, fitness, worldwide emergency, and telehealth benefits.
Learn more about adding a Hospital Indemnity plan to your Medicare Advantage plan by calling us at 501-916-2935.
Calling the number above will direct you to a licensed insurance agent.